ARE YOU LOOKING TO IMPROVE CASH FLOW OR LEVERAGE YOUR HOMES EQUITY?

What is a Mortgage Refinance?

Refinancing your mortgage is the process of committing to a new mortgage with new terms and conditions.  This can be done with your current lender or a new lender. 

A refinance generally happenes during your current mortgage’s term.  Terms in Canada are commonly 1-5 years.  During this process, your new mortgage will pay off your existing mortgage.  There are several reasons to consider refinancing your mortgage.

THE PROCESS FOR REFINANCING YOUR MORTGAGE

1.Getting To Know You

From the initial phone call and beyond, it is our mission to fully understand your needs and wants.  After the initial call, you will be sent a link to begin setting up your personal secure client portal.  Once your portal has been set up and verified by supporting documents, we will begin finding you the best solution that meets your needs.

2. Finding A Solution

Every client we work with is different, however the end goal remains the same.  Find the solution that best meets their needs.  With access to over 100 lenders, we will do the shopping for you.  Once we have found your best options, we have a call to review and decide on how you would like to proceed.

3.Making It Happen

You have now decided on what is best for you and it’s our time to make it happen.  Our team will work directly with the lender on your behalf and present your mortgage to them.  We will negotiate the best terms, conditions, and rates for you.  If there is any further documents required, we will assist you with gathering and packaging them.

4.Continuing Our Relationship

If we have yet to already separate ourselves from the competition, this is where we really shine.  We will be by your side and help you with any questions that come up throughout your term and will be proactively reviewing your mortgage so that you are always receiving the best option available for you as time goes on